T. Rowe Price recognizes the importance of protecting your personal and financial information when you visit our Web site. In the course of doing business with T. Rowe Price, you share personal and financial information with us. We treat this information as confidential and recognize the importance of protecting access to it.
You may provide information when communicating or transacting with us in writing, electronically, or by phone. For instance, information may come from applications, requests for forms or literature, and your transactions and account positions with us. On occasion, such information may come from consumer reporting agencies and those providing services to us.
We do not sell information about current or former customers to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, service an account, or as otherwise permitted by law. We may share information within the T. Rowe Price family of companies in the course of providing or offering products and services to best meet your investing needs. We may also share that information with companies that perform administrative or marketing services for T. Rowe Price; with a research firm we have hired; or with a business partner, such as a bank or insurance company, with whom we are developing or offering investment products. When we enter into such a relationship, our contracts restrict the companies' use of our customer information, prohibiting them from sharing or using it for any purposes other than those for which they were hired.
We maintain physical, electronic, and procedural safeguards to protect your personal information. Within T. Rowe Price, access to such information is limited to those who need it to perform their jobs, such as servicing your accounts, resolving problems, or informing you of new products or services. Our Code of Ethics, which applies to all employees, restricts the use of customer information and requires that it be held in strict confidence.
Online privacy practices
Information Collected and Use: Our Web site utilizes a variety of technologies (such as cookies and Web beacons) to collect, store, and aggregate data about usage. The use of these technologies helps us analyze and tailor the site for all users and better understand how our site is used, which features or pages are most popular, and browsing and usage patterns. Whether personally identifiable information is collected during your visit will depend on how the Web site is accessed.
If you are a registered user of our Web site who has enabled online access for your account(s), we collect all information that you submit through an online session, such as a transaction you've requested us to make. Also, we will recognize you each time you visit our site, even if you do not log in to conduct a transaction or check your balances. In this manner, your general usage patterns and other information noted above would be linked to you specifically. This information can be useful to us when assessing and offering tools and other features for such users.
Tools: In all cases, if you use a tool, calculator, or analyzer, your inputs will only be collected and stored if you elect to save the information for your future use. Otherwise, your inputs are not preserved beyond the end of your online session. If you elect to save the information, we do not store it in a manner that is personally identifiable or link it to other information we may have about you.
Use of E-mail Address: If you have requested information regarding T. Rowe Price products and services and supplied your e-mail address to T. Rowe Price, we may occasionally send you follow-up communications or information on additional products or services. T. Rowe Price also offers subscription-based e-mail services regarding a variety of topics, such as market reports, investment information, daily closing fund prices, and the latest updates from T. Rowe Price. Additionally, registered shareholders can subscribe to the following e-mail services:
- Prospectus and Shareholder Reports—Receive prospectuses and shareholder reports online instead of by U.S. mail.
- Paperless Statements—Receive an e-mail with a link to our Web site informing you that your investor statements are available online to view, print, or download.
- Tax Form Alerts—Receive an e-mail in early January informing you if you will receive tax forms for your taxable T. Rowe Price mutual funds, including the approximate date they will be mailed.
We always include instructions and links for unsubscribing from T. Rowe Price e-mails. However, if you are a participant in an employer-sponsored retirement plan for which T. Rowe Price Retirement Plan Services provides recordkeeping services, we may, at the plan sponsor's direction, continue to send you e-mails regarding the retirement plan and related matters.
Surveys: Occasionally, we conduct voluntary surveys regarding our Web site or other products or services. The information you provide is used collectively for analytical purposes. You will not receive unsolicited communications as a result of your participation in a survey if you notify us not to contact you.
Security: T. Rowe Price protects your personal information when you transact business on our Web site by requiring the use of a browser software program that supports 128-bit encryption. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security. For more information on the security of your account data with T. Rowe Price, see the Security Measures section of our Web site.
Effective Date and Additional Changes: The effective date of these Online Privacy Practices is December 17, 2007. From time to time, we may change these Online Privacy Practices. When they are revised or materially changed, we will update the effective date. You can determine whether there have been changes since the last time you reviewed them by simply checking the effective date.
* As referenced in this policy statement, T. Rowe Price refers to T. Rowe Price Associates, Inc., T. Rowe Price International Ltd, T. Rowe Price Hong Kong Limited, T. Rowe Price Singapore Private Ltd and T. Rowe Price (Canada), Inc., registered investment advisers and sub-advisers to the T. Rowe Price funds and other advisory clients.